Gemological Services and Appraisal

Our Gemologists provide the following professional services:

  • Diamond & Gemstone Grading
  • Diamond & Gemstone Identification
  • Diamond & Gemstone Replacement Quotations
  • Metal Identification & Weighing – with local & state certified scales.

FREE appraisals are offered with every Beeghly & Company jewelry purchase.

Three common types of appraisals

Insurance Replacement Value (IRV) refers to the estimated cost to replace an asset at the present time, according to its current worth.  In the insurance industry, “replacement cost” or “replacement cost value” is one of several methods of determining the value of an insured item.  Replacement cost is the actual cost to replace an item or structure at its pre-loss condition.  This may not be the “market value” of the item, and is typically distinguished from the “actual cash value” payment which includes a deduction for depreciation.  Replacement cost coverage, based on IRV is designed so the policyholder will not have to spend more money to get a similar new item.

Fair Market value (FMV) is an estimate of the market value of a property in “as is” condition, based on what a knowledgeable willing, and unpressured buyer would pay to a knowledgeable, willing and unpressured seller in the market.  An estimate of fair market value may be founded either on precedent or extrapolation.  Fair market value differs from the intrinsic value that an individual may place on the same asset based on their own preferences and circumstances.

Liquidation value a forced sale within a limited time frame.  Liquidation value is typically lower than fair market value.

Information we need to complete your appraisal:

For us to complete a thorough appraisal, it is important for you to provide to us any documentation you have regarding your jewelry including any of the following:

  • Grading or Laboratory reports
  • Previous appraisal reports
  • Sales Receipts
  • Repair Receipts

In addition, through the years we have developed relationships with some of the industries finest specialty tradesmen, cutting houses and certification laboratories enabling us to extend the scope of services we can provide to include the following:

  • Diamond & Gemstone Grading Reports (GIA, AGS Certifications)
  • Diamond & Gemstone Grading Reports (GIA, AGS Certifications)
  • Gemstone Polishing
  • Gemstone Polishing